2,65 % p.a. for 5 Years with CA Auto Bank

Country of origin:ItalienItalien

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Enjoy the certainty of fixed, high rates up to 2,65%

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No costs

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Rate
Duration
Currency
Product Type

Rate

2,65 % p.a.

Duration

5 Years

Currency

EUR

Product Type

Fixed Term

Product Type

Fixed Term
Interest rate nominal

2,65% p.a.

Interest rate effective

2,52% p.a.

Compound interest

No

Term

5 Years

Availability

Available on maturity

Interest credit

No interest credited before maturity

Interest payment

At maturity

Interest rate changes

Interest rate is fixed on opening.

Renewal

You can extend this deposit if you enable the option in your Online Banking.

This offer is provided in partnership with Weltsparen.de and requires registration on the platform for claiming it. No additional or hidden fees.

1

Join Our Platform

Choose the perfect offer for you and sign up.

2

Claim your order

Deposit your preferred investment amount and begin your journey to financial growth.

3

Verify your identity

Complete the verification process through Post- or VideoIdent.

Bank Details

Crédit Agricole Auto Bank (CA Auto Bank) ist eine international tätige Bankengruppe, welche in 19 europäischen Ländern vertreten ist. Die Bank ist Teil der Crédit Agricole Gruppe, die zehnt größte Bank weltweit und gemessen an der Anzahl der Kunden die größte in Europa. CA Auto Bank ist ein führender Anbieter von Finanzierungsdienstleistungen und Leasing im Mobilitätssektor mit einem kompletten Angebot an Finanzierungs-, Versicherungs- und Fahrzeugvermietungslösungen mit mehr als 50 Markenpartnern. Die Geschichte der Bank begann 1925: Über fast 100 Jahre hat die Bank die Entstehung und Entwicklung des Automobilsektors begleitet. Zudem blickt die Bank vor allem in Italien und Deutschland auf eine traditionsreiche Geschichte im Anlagegeschäft für Privatkunden zurück. Aufgrund von Solidität und Transparenz hat sich das Festgeldangebot der Bank als beliebtes Instrument zur Bildung von Sparvermögen erwiesen. Das Motto der Bank “Creating everyday mobility solutions for a better planet” beschreibt den Daseinszweck der Bank: Die Energiewende in der Branche voranzutreiben und den Zugang zu emissionsfreien und emissionsarmen Fahrzeugen zunehmend demokratisch und für jedermann erschwinglich zu gestalten.

Security & Deposit Protection

Einlagen inklusive aufgelaufener Zinserträge sind bis zu einem Betrag von 100.000 EUR je Kunde und je Bank gesetzlich durch den italienischen Einlagensicherungsfonds abgesichert. Innerhalb der Europäischen Union sind die Mindestanforderungen in allen Mitgliedsstaaten harmonisiert durch die Richtlinien 94/19/EG, 2009/14/EG und 2014/49/EU. Zu beachten ist, dass sich diese Absicherung auf die gesamten Einlagen eines Kunden bei einer Bank bezieht. Dies ist dann relevant, wenn nicht nur die über WeltSparen vermittelte Einlagen eines Kunden bei einer bestimmten Bank angelegt wurden, sondern noch weitere Einlagen dieses Kunden bei der jeweiligen Bank angelegt wurden.

Tax process and documentation

In Italien fällt keine Quellensteuer an.

The role of Welstparen

With Raisin, one login gives you access to competitive savings accounts from banks across Europe, allowing your savings to work even harder. No fees, no paperwork: saving with Raisin Bank is online and hassle-free.

Frequently asked questions

All deposits at Raisin Bank AG and our partner banks are guaranteed up to a maximum amount of €100,000 (or the equivalent amount in the respective national currency) per customer and per bank. Across Europe, national Deposit Guarantee Funds must meet the minimum requirements laid out (see Directives 94/19/EC, 2009/14/EC and 2014/49/EU). For more information on the harmonisation of the Deposit Guarantee Scheme (DGS) in the European Union, please visit our dedicated webpage.
To become a Raisin Bank customer and order products through our platform you must first open your Raisin Account with Raisin Bank. The process is very simple and can be completed 100% online. You must first register online on your device (through our website or via our app) and then access your Raisin Account to verify your identity through a short video call* and upload a proof of address. Click here for a step-by-step guide on the registration process. *Video identification is done through our provider ID now.
Raisin gives you access to deposit and savings accounts from banks across Europe - through one platform and completely online. Raisin`s services are free for you: Raisin receives a commission on brokered savings from its partner banks. Over 1 million European customers already save more than €60 billion with Raisin`s partner banks. To save with partner banks, you open your free Raisin account with Raisin Bank, your personal central transaction account with Raisin Bank. Then open and manage as many savings products as you wish from one central account - ideal if you want to spread your savings across different products, banks and countries!
The maximum investment limit per bank depends on the total amount invested and not on the number of deposits opened. In order to ensure that your funds are always protected by the Deposit Guarantee Schemes, the maximum investment amount per bank is up to €100,000. The minimum investment amount depends on the partner bank.
The services offered by Raisin Bank are provided free of charge. This includes opening and maintaining your Raisin Account, managing your international bank transfers (in euros), confirming your balance, sending statements, as well as our Customer Service in English. The opening and maintaining of term deposit accounts with our partner banks are also free as Raisin Bank receives a commission from the partner banks for the savings intermediated.
A deposit account is a savings product which allows you to make an investment of a certain amount for a fixed period of time and at a fixed interest rate, with all parameters being agreed to before entering into the contract. At Raisin Bank, we offer terms ranging from 3 months to 5 years. As a general rule, the interest you will earn will be higher the longer the period for which you deposit your money.
As a resident of Ireland, you will have to declare the interest earned on the deposits you sign up for through Raisin Bank when filing your income tax return. Depending on the product’s country of origin, it is possible this country will apply a withholding tax to the interest generated. However, in most European countries, you will be able to claim back this withholding tax by sending us a certificate of tax residence in Ireland. For countries where the withholding tax cannot be claimed back, you will be able to compensate for the amount when filing your annual tax return in Ireland. You will therefore never be taxed twice on the interest earned through Raisin Bank’s products. To find out more about how the products you take out with Raisin Bank are taxed, please consult our tax guide.
No – Raisin Bank does not withhold any taxes on interest earned. Interest income is earned at the relevant partner bank where you hold your deposit account and will be subject to double taxation agreements between your home country and the country of the term deposit investment. At the end of the term you will receive documents from the partner bank with all the information needed for your income tax declaration. Please note that you will be solely responsible for properly filing your tax returns in your home country.

2,65 % p.a. for 5 Years with CA Auto Bank

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