2,30 % AER for 1 Year with Younited Credit
Deposits protected in:
Frankreich
Save from 2.000 €
Rates from this bank up to 2,60% AER
No fees
Rate
Duration
Currency
Product Type
Interest rate nominal
2,30% AER
Interest rate effective
2,30% AER
Compound interest
No
Term
1 Year
Availability
Available on maturity
Interest credited
No interest credited before maturity
Interest payment
At maturity
Interest rate changes
Interest rate is fixed on account opening
Renewal
Renewal is possible, provided you select it in online banking.
This offer is provided in partnership with Raisin UK. Register once and gain access to 40+ banks and building societies. No additional or hidden fees.
1
Register for your free Raisin UK Account
Choose the right savings account for you
2
Claim your offer
Fund your chosen savings account by depositing funds into your Transaction Account
3
Watch your savings grow
We'll take care of transferring your funds to our partner bank and confirm once your savings account is open
Account information
Rate
Duration
Currency
Product Type
Bank Details
Bei der Younited Credit S.A. handelt es sich um eine Online-Banking-Plattform für Kredite, welche 2009 von jungen Bankern in Paris gegründet wurde. Heute ist die Younited Credit S.A. die führende Plattform für Online-Kreditinstitute in Frankreich. Zusätzlich ist sie in Spanien und Italien tätig.
Das Ziel der Plattform ist es, dass Kreditnehmende einen schnelleren, einfacheren und billigeren Weg für ein Darlehen erhalten als im klassischen Bankensystem. Ähnlich wie das Prinzip des Kreditmarktplatzes bringt die Plattform Kreditnehmer und -geber zusammen. Zu den Angeboten der Younited Credit S.A. zählen unter anderem Darlehen, KFZ-Finanzierungen, Privatkredite und Umschuldungen.
Security & Deposit Protection
Einlagen inklusive aufgelaufener Zinserträge sind bis zu einem Betrag von 100.000 EUR je Kunde und je Bank gesetzlich durch den französischen Einlagensicherungsfonds abgesichert. Innerhalb der Europäischen Union sind die Mindestanforderungen in allen Mitgliedsstaaten harmonisiert durch die Richtlinien 94/19/EG, 2009/14/EG und 2014/49/EU. Zu beachten ist, dass sich diese Absicherung auf die gesamten Einlagen eines Kunden bei einer Bank bezieht. Dies ist dann relevant, wenn nicht nur die über WeltSparen vermittelten Einlagen eines Kunden bei einer bestimmten Bank angelegt wurden, sondern noch weitere Einlagen dieses Kunden bei der jeweiligen Bank angelegt wurden.
Tax process and documentation
In Frankreich wird für Personen mit dauerhaftem Wohnsitz im Ausland keine Quellensteuer auf Zinserträge erhoben.
Who is Raisin?
We are the UK savings marketplace for Raisin, one of Europe’s most successful technology-led financial services companies. We connect you with a range of banks and building societies offering deposit-protected savings accounts with competitive interest rates, making it easier for you to grow your money.
Using our savings marketplace is simple. By registering for a Raisin UK Account, you'll only ever need to fill in one application form. Then you can browse, apply for and fund a range of savings accounts, and manage everything under one roof. No paperwork or endless passwords to remember - just a free, easy way to grow your savings.
Frequently asked questions
Is my money protected?
The majority of the savings accounts in our marketplace are from UK-based partner banks, meaning they’re protected by the Financial Services Compensation Scheme (FSCS). This scheme offers protection up to the statutory limit of £85,000 per person, per institution. We also have a small number of partner banks who offer similar deposit protection under the European country equivalent. Find out more about deposit protection schemes here.
How do I register for a Raisin UK Account?
Complete your registration online and gain access to over 100 savings accounts. Click the ‘Register’ button, which you’ll find on the top right of the Raisin UK website and from there you can complete your application. We will also ask you to submit your bank account details and national insurance number to enable you to easily transfer funds, and for the necessary regulatory checks to be completed. For more information on eligibility, please click here.
What is the role of Raisin UK?
Raisin UK connects you with a range of banks offering deposit-protected savings accounts with competitive interest rates, making it easier for you to grow your money.
What are the minimum and maximum amounts I can invest?
The minimum deposit amount is usually £1,000, however some savings accounts can be opened with £1. The maximum amount per savings account is capped at £85,000.
Are there any fees?
The Raisin UK platform is free to use.
Can I withdraw funds from a fixed rate bond savings account before the maturity date?
No - fixed rate bonds require you to lock your money away for a set period of time. The interest rate for this set period is also guaranteed not to change during this time, thereby giving you peace of mind on what you will receive in interest at the end of the term.
Do you deduct tax?
Interest is paid gross without prior deduction of tax.
Does Raisin withhold tax automatically?
No – Raisin UK does not withhold any taxes. We will provide you with documentation showing exactly how much interest you earned. We encourage our customers to seek independent tax advice for any taxation queries.